{"id":14147,"date":"2024-08-13T15:56:46","date_gmt":"2024-08-13T12:56:46","guid":{"rendered":"https:\/\/grow.ee\/?p=14147"},"modified":"2024-08-19T14:39:14","modified_gmt":"2024-08-19T11:39:14","slug":"milloin-harkita-talousjohtajan-mukaan-ottamista","status":"publish","type":"post","link":"https:\/\/grow.ee\/fi\/millal-kaaluda-finantsjuhi-kaasamist\/","title":{"rendered":"Milloin yrityksen tulisi harkita talousjohtajan palkkaamista?"},"content":{"rendered":"<div class=\"img has-hover x md-x lg-x y md-y lg-y\" id=\"image_1533151098\">\n\t\t\t\t\t\t\t\t<div class=\"img-inner dark\" >\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"720\" height=\"403\" src=\"https:\/\/grow.ee\/wp-content\/uploads\/2024\/05\/Digitaalne-raamatupidamine-Grow-2-720x403.webp\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/grow.ee\/wp-content\/uploads\/2024\/05\/Digitaalne-raamatupidamine-Grow-2-720x403.webp 720w, https:\/\/grow.ee\/wp-content\/uploads\/2024\/05\/Digitaalne-raamatupidamine-Grow-2-300x168.webp 300w, https:\/\/grow.ee\/wp-content\/uploads\/2024\/05\/Digitaalne-raamatupidamine-Grow-2-768x430.webp 768w, https:\/\/grow.ee\/wp-content\/uploads\/2024\/05\/Digitaalne-raamatupidamine-Grow-2-1536x860.webp 1536w, https:\/\/grow.ee\/wp-content\/uploads\/2024\/05\/Digitaalne-raamatupidamine-Grow-2-2048x1147.webp 2048w, https:\/\/grow.ee\/wp-content\/uploads\/2024\/05\/Digitaalne-raamatupidamine-Grow-2-18x10.webp 18w\" sizes=\"auto, (max-width: 720px) 100vw, 720px\" \/>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\n<style>\n#image_1533151098 {\n  width: 100%;\n}\n<\/style>\n\t<\/div>\n\t\n\n\t<div id=\"gap-940812353\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-940812353 {\n  padding-top: 30px;\n}\n<\/style>\n\t<\/div>\n\t\n\n<p>Yrityksesi taloudellinen hyvinvointi riippuu tietoisista p\u00e4\u00e4t\u00f6ksist\u00e4. Talousjohtajalla (CFO) on t\u00e4ss\u00e4 t\u00e4rke\u00e4 rooli, mutta jokainen yritys ei voi perustella kokop\u00e4iv\u00e4isen ty\u00f6ntekij\u00e4n kustannuksia. T\u00e4ss\u00e4 artikkelissa hahmottelemme, miksi talousjohtajan omistaminen on t\u00e4rke\u00e4\u00e4 ja esittelemme my\u00f6s CFO-palvelun (fractional CFO) -palvelun.\u00a0<\/p>\n<h2><strong>Miksi yrityksesi tarvitsee talousjohtajan?\u00a0<\/strong><\/h2>\n<p>Vaikka kirjanpito keskittyy suurelta osin menneisyyteen ja heijastaa jo tapahtuneita tapahtumia, talousjohtajan painopiste on tulevaisuuteen, koska h\u00e4n on strateginen talouskumppani, joka varmistaa, ett\u00e4:\u00a0<\/p>\n<ul>\n<li><strong>Talousprosessit toimivat<\/strong>. Sis\u00e4isen yritysrakenteen luominen, joka sis\u00e4lt\u00e4\u00e4 kirjanpidon, raportoinnin ja muut sis\u00e4iset menettelytavat sek\u00e4 niiden luominen ja yhdenmukaistaminen.\u00a0<\/li>\n<li><strong>On olemassa taloudellinen strategia asetettujen tavoitteiden saavuttamiseksi<\/strong> (budjetin laatiminen, analysointi ja viestint\u00e4 l\u00e4hipiiriin).\u00a0<\/li>\n<li><strong>Yhti\u00f6n kassavirtoja hallitaan tehokkaasti<\/strong>. T\u00e4m\u00e4 sis\u00e4lt\u00e4\u00e4 k\u00e4ytt\u00f6p\u00e4\u00e4oman hallinnan, investoinnit ja p\u00e4\u00e4oman hankinnan ulkoisista l\u00e4hteist\u00e4.\u00a0<br \/>\u00a0<\/li>\n<\/ul>\n<h2><strong>Talousp\u00e4\u00e4llikk\u00f6palvelun k\u00e4ytt\u00f6\u00a0<\/strong><\/h2>\n<p>Kokop\u00e4iv\u00e4isen talousjohtajan palkkaaminen voi olla merkitt\u00e4v\u00e4 kulu etenkin aloittaville ja kasvaville yrityksille. T\u00e4m\u00e4 tuo mukanaan merkitt\u00e4v\u00e4n kustannuspohjan: palkan, ohjelmistot ja muut edut. <strong>Talousp\u00e4\u00e4llikk\u00f6palvelun k\u00e4ytt\u00f6 tarjoaa k\u00e4tev\u00e4n vaihtoehdon<\/strong>.\u00a0\u00a0<\/p>\n<ul>\n<li><strong>Se on kustannustehokasta<\/strong>. Maksat sen perusteella, kuinka suuren osan todellisesta palvelusta k\u00e4ytit (useimmiten tunneittain)\u00a0<\/li>\n<li><strong>Se on joustava<\/strong>. Siell\u00e4 on sijainen sairauden tai loman varalta.\u00a0<\/li>\n<li><strong>Se on korkealaatuista<\/strong>. Palvelua tarjoaessamme k\u00e4yt\u00e4mme koko yrityksen tietomatkatavaraa, joka sis\u00e4lt\u00e4\u00e4 yli 20 vuoden toimintaa ja kokemusta.<\/li>\n<\/ul>\n<p>Vahva talousjohtaja on eritt\u00e4in t\u00e4rke\u00e4 yrityksen menestyksen kannalta. CFO-palvelut tarjoavat kustannustehokkaan ja joustavan vaihtoehdon, jonka avulla voit keskitty\u00e4 yrityksesi hoitamiseen. \u00c4l\u00e4 anna rajallisten resurssien hidastaa yrityksesi taloushallintoa, vaan ota yhteytt\u00e4 yrityksesi taloudellisen laadun nostamiseksi uudelle tasolle.<\/p>\n\t<div id=\"gap-1922955283\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-1922955283 {\n  padding-top: 30px;\n}\n<\/style>\n\t<\/div>\n\t\n\n<div class=\"row\"  id=\"row-564353531\">\n\n\n\t<div id=\"col-1000453634\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n<div class=\"message-box relative dark\" style=\"padding-top:15px;padding-bottom:15px;\"><div class=\"message-box-bg-image bg-fill fill\" ><\/div><div class=\"message-box-bg-overlay bg-fill fill\" style=\"background-color:rgb(27, 26, 70);\"><\/div><div class=\"container relative\"><div class=\"inner last-reset\">\n\n<div class=\"row\"  id=\"row-784350450\">\n\n\n\t<div id=\"col-729407235\" class=\"col medium-8 small-12 large-8\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n<h2>Oletko kiinnostunut talousjohtajapalvelusta?<\/h2>\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n\t<div id=\"col-530591083\" class=\"col medium-4 small-12 large-4\"  >\n\t\t\t\t<div class=\"col-inner text-center\"  >\n\t\t\t\n\t\t\t\n\n<a href=\"https:\/\/grow.ee\/fi\/palvelut\/talouspaallikkopalvelu\/\" class=\"button alert\" style=\"border-radius:8px;\">\n\t\t<span>OTA YHTEYTT\u00c4 YHTEIS\u00d6\u00d6N<\/span>\n\t<\/a>\n\n\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n<\/div>\n\n<\/div><\/div><\/div>\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n<\/div>\n\n\n  \n    <div class=\"row large-columns-3 medium-columns-1 small-columns-1 slider row-slider slider-nav-reveal slider-nav-push\"  data-flickity-options='{&quot;imagesLoaded&quot;: true, &quot;groupCells&quot;: &quot;100%&quot;, &quot;dragThreshold&quot; : 5, &quot;cellAlign&quot;: &quot;left&quot;,&quot;wrapAround&quot;: true,&quot;prevNextButtons&quot;: true,&quot;percentPosition&quot;: true,&quot;pageDots&quot;: false, &quot;rightToLeft&quot;: false, &quot;autoPlay&quot; : false}' >\n\n  <div class=\"col post-item\" >\n\t\t\t<div class=\"col-inner\">\n\t\t\t\t<div class=\"box box-normal box-text-bottom box-blog-post has-hover\">\n            \t\t\t\t\t<div class=\"box-image\" >\n  \t\t\t\t\t\t<div class=\"image-cover\" style=\"padding-top:56.25%;\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/grow.ee\/fi\/millal-ettevote-vajab-enamat-kui-raamatupidamist\/\" class=\"plain\" aria-label=\"Milloin yritys tarvitsee muutakin kuin kirjanpitoa?\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"167\" src=\"https:\/\/grow.ee\/wp-content\/uploads\/2026\/04\/Finantsjuhtimise-teenus-300x167.png\" class=\"attachment-medium size-medium wp-post-image\" alt=\"\" srcset=\"https:\/\/grow.ee\/wp-content\/uploads\/2026\/04\/Finantsjuhtimise-teenus-300x167.png 300w, https:\/\/grow.ee\/wp-content\/uploads\/2026\/04\/Finantsjuhtimise-teenus-720x402.png 720w, https:\/\/grow.ee\/wp-content\/uploads\/2026\/04\/Finantsjuhtimise-teenus-768x429.png 768w, https:\/\/grow.ee\/wp-content\/uploads\/2026\/04\/Finantsjuhtimise-teenus-18x10.png 18w, https:\/\/grow.ee\/wp-content\/uploads\/2026\/04\/Finantsjuhtimise-teenus.png 1376w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t<\/a>\n  \t\t\t\t\t\t\t  \t\t\t\t\t\t\t  \t\t\t\t\t\t<\/div>\n  \t\t\t\t\t\t  \t\t\t\t\t<\/div>\n          \t\t\t\t\t<div class=\"box-text text-center\" >\n\t\t\t\t\t<div class=\"box-text-inner blog-post-inner\">\n\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<h5 class=\"post-title is-large\">\n\t\t\t\t\t\t<a href=\"https:\/\/grow.ee\/fi\/millal-ettevote-vajab-enamat-kui-raamatupidamist\/\" class=\"plain\">Milloin yritys tarvitsee muutakin kuin kirjanpitoa?<\/a>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\t<div class=\"post-meta is-small op-8\">20\/04\/2026<\/div>\t\t\t\t\t<div class=\"is-divider\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<p class=\"from_the_blog_excerpt\">\n\t\t\t\t\t\t4 merkki\u00e4 siit\u00e4, ett\u00e4 yrityksen taloushallinto kaipaa enemm\u00e4n ajattelua ja vahvuutta.\t\t\t\t\t<\/p>\n\t\t\t\t\t                    \n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><div class=\"col post-item\" >\n\t\t\t<div class=\"col-inner\">\n\t\t\t\t<div class=\"box box-normal box-text-bottom box-blog-post has-hover\">\n            \t\t\t\t\t<div class=\"box-image\" >\n  \t\t\t\t\t\t<div class=\"image-cover\" style=\"padding-top:56.25%;\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/grow.ee\/fi\/juhi-kaugtood-valismaalt\/\" class=\"plain\" aria-label=\"Hallitse et\u00e4ty\u00f6t\u00e4 ulkomailta \u2013 est\u00e4 pysyv\u00e4n ty\u00f6paikan syntyminen n\u00e4ill\u00e4 vinkeill\u00e4!\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"164\" src=\"https:\/\/grow.ee\/wp-content\/uploads\/2026\/03\/Kaugtoona-juhtimine-300x164.png\" class=\"attachment-medium size-medium wp-post-image\" alt=\"\" srcset=\"https:\/\/grow.ee\/wp-content\/uploads\/2026\/03\/Kaugtoona-juhtimine-300x164.png 300w, https:\/\/grow.ee\/wp-content\/uploads\/2026\/03\/Kaugtoona-juhtimine-720x393.png 720w, https:\/\/grow.ee\/wp-content\/uploads\/2026\/03\/Kaugtoona-juhtimine-768x419.png 768w, https:\/\/grow.ee\/wp-content\/uploads\/2026\/03\/Kaugtoona-juhtimine-18x10.png 18w, https:\/\/grow.ee\/wp-content\/uploads\/2026\/03\/Kaugtoona-juhtimine.png 1408w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t<\/a>\n  \t\t\t\t\t\t\t  \t\t\t\t\t\t\t  \t\t\t\t\t\t<\/div>\n  \t\t\t\t\t\t  \t\t\t\t\t<\/div>\n          \t\t\t\t\t<div class=\"box-text text-center\" >\n\t\t\t\t\t<div class=\"box-text-inner blog-post-inner\">\n\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<h5 class=\"post-title is-large\">\n\t\t\t\t\t\t<a href=\"https:\/\/grow.ee\/fi\/juhi-kaugtood-valismaalt\/\" class=\"plain\">Hallitse et\u00e4ty\u00f6t\u00e4 ulkomailta \u2013 est\u00e4 pysyv\u00e4n ty\u00f6paikan syntyminen n\u00e4ill\u00e4 vinkeill\u00e4!<\/a>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\t<div class=\"post-meta is-small op-8\">27\/03\/2026<\/div>\t\t\t\t\t<div class=\"is-divider\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<p class=\"from_the_blog_excerpt\">\n\t\t\t\t\t\tEt\u00e4ty\u00f6 ulkomaiselle kuljettajalle ei ole vain mukavuutta \u2013 lue, miten ajaa fiksusti ja v\u00e4ltt\u00e4\u00e4 veroriskit.\t\t\t\t\t<\/p>\n\t\t\t\t\t                    \n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><div class=\"col post-item\" >\n\t\t\t<div class=\"col-inner\">\n\t\t\t\t<div class=\"box box-normal box-text-bottom box-blog-post has-hover\">\n            \t\t\t\t\t<div class=\"box-image\" >\n  \t\t\t\t\t\t<div class=\"image-cover\" style=\"padding-top:56.25%;\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/grow.ee\/fi\/raagi-raamatupidajaga-valdi-lisakulusid\/\" class=\"plain\" aria-label=\"Keskustele kirjanpit\u00e4j\u00e4n kanssa \u2013 v\u00e4lt\u00e4 lis\u00e4kulut\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"169\" src=\"https:\/\/grow.ee\/wp-content\/uploads\/2026\/02\/Raamatupidaja-Grow-Finance-300x169.jpg\" class=\"attachment-medium size-medium wp-post-image\" alt=\"\" srcset=\"https:\/\/grow.ee\/wp-content\/uploads\/2026\/02\/Raamatupidaja-Grow-Finance-300x169.jpg 300w, https:\/\/grow.ee\/wp-content\/uploads\/2026\/02\/Raamatupidaja-Grow-Finance-720x405.jpg 720w, https:\/\/grow.ee\/wp-content\/uploads\/2026\/02\/Raamatupidaja-Grow-Finance-768x432.jpg 768w, https:\/\/grow.ee\/wp-content\/uploads\/2026\/02\/Raamatupidaja-Grow-Finance-1536x864.jpg 1536w, https:\/\/grow.ee\/wp-content\/uploads\/2026\/02\/Raamatupidaja-Grow-Finance-2048x1152.jpg 2048w, https:\/\/grow.ee\/wp-content\/uploads\/2026\/02\/Raamatupidaja-Grow-Finance-18x10.jpg 18w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t<\/a>\n  \t\t\t\t\t\t\t  \t\t\t\t\t\t\t  \t\t\t\t\t\t<\/div>\n  \t\t\t\t\t\t  \t\t\t\t\t<\/div>\n          \t\t\t\t\t<div class=\"box-text text-center\" >\n\t\t\t\t\t<div class=\"box-text-inner blog-post-inner\">\n\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<h5 class=\"post-title is-large\">\n\t\t\t\t\t\t<a href=\"https:\/\/grow.ee\/fi\/raagi-raamatupidajaga-valdi-lisakulusid\/\" class=\"plain\">Keskustele kirjanpit\u00e4j\u00e4n kanssa \u2013 v\u00e4lt\u00e4 lis\u00e4kulut<\/a>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\t<div class=\"post-meta is-small op-8\">27\/02\/2026<\/div>\t\t\t\t\t<div class=\"is-divider\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<p class=\"from_the_blog_excerpt\">\n\t\t\t\t\t\tVarhainen yhteydenotto kirjanpit\u00e4j\u00e4\u00e4n auttaa v\u00e4ltt\u00e4m\u00e4\u00e4n yll\u00e4tyksi\u00e4 ja l\u00f6yt\u00e4m\u00e4\u00e4n parempia ratkaisuja yrityksellesi.\t\t\t\t\t<\/p>\n\t\t\t\t\t                    \n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><div class=\"col post-item\" >\n\t\t\t<div class=\"col-inner\">\n\t\t\t\t<div class=\"box box-normal box-text-bottom box-blog-post has-hover\">\n            \t\t\t\t\t<div class=\"box-image\" >\n  \t\t\t\t\t\t<div class=\"image-cover\" style=\"padding-top:56.25%;\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/grow.ee\/fi\/kuidas-valtida-topeltmaksustamist\/\" class=\"plain\" aria-label=\"Miten v\u00e4ltt\u00e4\u00e4 kaksinkertainen verotus, jos omistusosuus on alle 10%?\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"169\" src=\"https:\/\/grow.ee\/wp-content\/uploads\/2026\/02\/Topeltmaksustamine-300x169.jpg\" class=\"attachment-medium size-medium wp-post-image\" alt=\"\" srcset=\"https:\/\/grow.ee\/wp-content\/uploads\/2026\/02\/Topeltmaksustamine-300x169.jpg 300w, https:\/\/grow.ee\/wp-content\/uploads\/2026\/02\/Topeltmaksustamine-720x405.jpg 720w, https:\/\/grow.ee\/wp-content\/uploads\/2026\/02\/Topeltmaksustamine-768x432.jpg 768w, https:\/\/grow.ee\/wp-content\/uploads\/2026\/02\/Topeltmaksustamine-1536x864.jpg 1536w, https:\/\/grow.ee\/wp-content\/uploads\/2026\/02\/Topeltmaksustamine-18x10.jpg 18w, https:\/\/grow.ee\/wp-content\/uploads\/2026\/02\/Topeltmaksustamine.jpg 1920w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t<\/a>\n  \t\t\t\t\t\t\t  \t\t\t\t\t\t\t  \t\t\t\t\t\t<\/div>\n  \t\t\t\t\t\t  \t\t\t\t\t<\/div>\n          \t\t\t\t\t<div class=\"box-text text-center\" >\n\t\t\t\t\t<div class=\"box-text-inner blog-post-inner\">\n\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<h5 class=\"post-title is-large\">\n\t\t\t\t\t\t<a href=\"https:\/\/grow.ee\/fi\/kuidas-valtida-topeltmaksustamist\/\" class=\"plain\">Miten v\u00e4ltt\u00e4\u00e4 kaksinkertainen verotus, jos omistusosuus on alle 10%?<\/a>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\t<div class=\"post-meta is-small op-8\">17\/02\/2026<\/div>\t\t\t\t\t<div class=\"is-divider\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<p class=\"from_the_blog_excerpt\">\n\t\t\t\t\t\tAlle 101 prosentin omistusosuudella varustetun virolaisen yhti\u00f6n osingot voivat johtaa kaksinkertaiseen verotukseen.\t\t\t\t\t<\/p>\n\t\t\t\t\t                    \n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><div class=\"col post-item\" >\n\t\t\t<div class=\"col-inner\">\n\t\t\t\t<div class=\"box box-normal box-text-bottom box-blog-post has-hover\">\n            \t\t\t\t\t<div class=\"box-image\" >\n  \t\t\t\t\t\t<div class=\"image-cover\" style=\"padding-top:56.25%;\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/grow.ee\/fi\/kuberoht-algab-juhist\/\" class=\"plain\" aria-label=\"Johtaja, suurin kyberuhkasi alkaa sinusta\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"169\" src=\"https:\/\/grow.ee\/wp-content\/uploads\/2026\/02\/Kuberturvalisus-300x169.png\" class=\"attachment-medium size-medium wp-post-image\" alt=\"\" srcset=\"https:\/\/grow.ee\/wp-content\/uploads\/2026\/02\/Kuberturvalisus-300x169.png 300w, https:\/\/grow.ee\/wp-content\/uploads\/2026\/02\/Kuberturvalisus-720x405.png 720w, https:\/\/grow.ee\/wp-content\/uploads\/2026\/02\/Kuberturvalisus-768x432.png 768w, https:\/\/grow.ee\/wp-content\/uploads\/2026\/02\/Kuberturvalisus-1536x864.png 1536w, https:\/\/grow.ee\/wp-content\/uploads\/2026\/02\/Kuberturvalisus-18x10.png 18w, https:\/\/grow.ee\/wp-content\/uploads\/2026\/02\/Kuberturvalisus.png 1920w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t<\/a>\n  \t\t\t\t\t\t\t  \t\t\t\t\t\t\t  \t\t\t\t\t\t<\/div>\n  \t\t\t\t\t\t  \t\t\t\t\t<\/div>\n          \t\t\t\t\t<div class=\"box-text text-center\" >\n\t\t\t\t\t<div class=\"box-text-inner blog-post-inner\">\n\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<h5 class=\"post-title is-large\">\n\t\t\t\t\t\t<a href=\"https:\/\/grow.ee\/fi\/kuberoht-algab-juhist\/\" class=\"plain\">Johtaja, suurin kyberuhkasi alkaa sinusta<\/a>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\t<div class=\"post-meta is-small op-8\">05\/02\/2026<\/div>\t\t\t\t\t<div class=\"is-divider\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<p class=\"from_the_blog_excerpt\">\n\t\t\t\t\t\tKyberhy\u00f6kk\u00e4ys ei ala palvelimesta, se alkaa johtajasta. Ole tietoinen yksinkertaisista toimenpiteist\u00e4, jotka suojaavat yrityst\u00e4si.\t\t\t\t\t<\/p>\n\t\t\t\t\t                    \n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><div class=\"col post-item\" >\n\t\t\t<div class=\"col-inner\">\n\t\t\t\t<div class=\"box box-normal box-text-bottom box-blog-post has-hover\">\n            \t\t\t\t\t<div class=\"box-image\" >\n  \t\t\t\t\t\t<div class=\"image-cover\" style=\"padding-top:56.25%;\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/grow.ee\/fi\/kruptorahas-saadud-tulu-maksustamine-ja-deklareerimine\/\" class=\"plain\" aria-label=\"Kryptovaluutassa saatujen tulojen verotus\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"167\" src=\"https:\/\/grow.ee\/wp-content\/uploads\/2026\/01\/Kruptoraha-tulu-300x167.jpeg\" class=\"attachment-medium size-medium wp-post-image\" alt=\"\" srcset=\"https:\/\/grow.ee\/wp-content\/uploads\/2026\/01\/Kruptoraha-tulu-300x167.jpeg 300w, https:\/\/grow.ee\/wp-content\/uploads\/2026\/01\/Kruptoraha-tulu-720x402.jpeg 720w, https:\/\/grow.ee\/wp-content\/uploads\/2026\/01\/Kruptoraha-tulu-768x429.jpeg 768w, https:\/\/grow.ee\/wp-content\/uploads\/2026\/01\/Kruptoraha-tulu-1536x857.jpeg 1536w, https:\/\/grow.ee\/wp-content\/uploads\/2026\/01\/Kruptoraha-tulu-2048x1143.jpeg 2048w, https:\/\/grow.ee\/wp-content\/uploads\/2026\/01\/Kruptoraha-tulu-18x10.jpeg 18w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t<\/a>\n  \t\t\t\t\t\t\t  \t\t\t\t\t\t\t  \t\t\t\t\t\t<\/div>\n  \t\t\t\t\t\t  \t\t\t\t\t<\/div>\n          \t\t\t\t\t<div class=\"box-text text-center\" >\n\t\t\t\t\t<div class=\"box-text-inner blog-post-inner\">\n\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<h5 class=\"post-title is-large\">\n\t\t\t\t\t\t<a href=\"https:\/\/grow.ee\/fi\/kruptorahas-saadud-tulu-maksustamine-ja-deklareerimine\/\" class=\"plain\">Kryptovaluutassa saatujen tulojen verotus<\/a>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\t<div class=\"post-meta is-small op-8\">14\/01\/2026<\/div>\t\t\t\t\t<div class=\"is-divider\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<p class=\"from_the_blog_excerpt\">\n\t\t\t\t\t\tKryptovaroja k\u00e4sitell\u00e4\u00e4n Virossa rahoitusvaroina, voitot ilmoitetaan ja verotetaan.\t\t\t\t\t<\/p>\n\t\t\t\t\t                    \n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><div class=\"col post-item\" >\n\t\t\t<div class=\"col-inner\">\n\t\t\t\t<div class=\"box box-normal box-text-bottom box-blog-post has-hover\">\n            \t\t\t\t\t<div class=\"box-image\" >\n  \t\t\t\t\t\t<div class=\"image-cover\" style=\"padding-top:56.25%;\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/grow.ee\/fi\/2026-aasta-kalendaarne-tooajafond\/\" class=\"plain\" aria-label=\"Kalenterity\u00f6aikarahasto vuodelle 2026\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"167\" src=\"https:\/\/grow.ee\/wp-content\/uploads\/2025\/12\/2026-tooajafond-300x167.png\" class=\"attachment-medium size-medium wp-post-image\" alt=\"\" srcset=\"https:\/\/grow.ee\/wp-content\/uploads\/2025\/12\/2026-tooajafond-300x167.png 300w, https:\/\/grow.ee\/wp-content\/uploads\/2025\/12\/2026-tooajafond-720x402.png 720w, https:\/\/grow.ee\/wp-content\/uploads\/2025\/12\/2026-tooajafond-768x429.png 768w, https:\/\/grow.ee\/wp-content\/uploads\/2025\/12\/2026-tooajafond-1536x857.png 1536w, https:\/\/grow.ee\/wp-content\/uploads\/2025\/12\/2026-tooajafond-2048x1143.png 2048w, https:\/\/grow.ee\/wp-content\/uploads\/2025\/12\/2026-tooajafond-18x10.png 18w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t<\/a>\n  \t\t\t\t\t\t\t  \t\t\t\t\t\t\t  \t\t\t\t\t\t<\/div>\n  \t\t\t\t\t\t  \t\t\t\t\t<\/div>\n          \t\t\t\t\t<div class=\"box-text text-center\" >\n\t\t\t\t\t<div class=\"box-text-inner blog-post-inner\">\n\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<h5 class=\"post-title is-large\">\n\t\t\t\t\t\t<a href=\"https:\/\/grow.ee\/fi\/2026-aasta-kalendaarne-tooajafond\/\" class=\"plain\">Kalenterity\u00f6aikarahasto vuodelle 2026<\/a>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\t<div class=\"post-meta is-small op-8\">04\/12\/2025<\/div>\t\t\t\t\t<div class=\"is-divider\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<p class=\"from_the_blog_excerpt\">\n\t\t\t\t\t\tLataa taulukko, jossa on tiedot kalenterity\u00f6aikarahastosta vuodelle 2026.\t\t\t\t\t<\/p>\n\t\t\t\t\t                    \n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><div class=\"col post-item\" >\n\t\t\t<div class=\"col-inner\">\n\t\t\t\t<div class=\"box box-normal box-text-bottom box-blog-post has-hover\">\n            \t\t\t\t\t<div class=\"box-image\" >\n  \t\t\t\t\t\t<div class=\"image-cover\" style=\"padding-top:56.25%;\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/grow.ee\/fi\/maksuvaba-tulu-2026\/\" class=\"plain\" aria-label=\"Verovapaat tulot 2026\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"169\" src=\"https:\/\/grow.ee\/wp-content\/uploads\/2025\/12\/Maksuvaba-tulu-300x169.jpg\" class=\"attachment-medium size-medium wp-post-image\" alt=\"\" srcset=\"https:\/\/grow.ee\/wp-content\/uploads\/2025\/12\/Maksuvaba-tulu-300x169.jpg 300w, https:\/\/grow.ee\/wp-content\/uploads\/2025\/12\/Maksuvaba-tulu-720x405.jpg 720w, https:\/\/grow.ee\/wp-content\/uploads\/2025\/12\/Maksuvaba-tulu-768x432.jpg 768w, https:\/\/grow.ee\/wp-content\/uploads\/2025\/12\/Maksuvaba-tulu-1536x864.jpg 1536w, https:\/\/grow.ee\/wp-content\/uploads\/2025\/12\/Maksuvaba-tulu-2048x1152.jpg 2048w, https:\/\/grow.ee\/wp-content\/uploads\/2025\/12\/Maksuvaba-tulu-18x10.jpg 18w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t<\/a>\n  \t\t\t\t\t\t\t  \t\t\t\t\t\t\t  \t\t\t\t\t\t<\/div>\n  \t\t\t\t\t\t  \t\t\t\t\t<\/div>\n          \t\t\t\t\t<div class=\"box-text text-center\" >\n\t\t\t\t\t<div class=\"box-text-inner blog-post-inner\">\n\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<h5 class=\"post-title is-large\">\n\t\t\t\t\t\t<a href=\"https:\/\/grow.ee\/fi\/maksuvaba-tulu-2026\/\" class=\"plain\">Verovapaat tulot 2026<\/a>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\t<div class=\"post-meta is-small op-8\">02\/12\/2025<\/div>\t\t\t\t\t<div class=\"is-divider\"><\/div>\n\t\t\t\t\t\t\t\t\t\t<p class=\"from_the_blog_excerpt\">\n\t\t\t\t\t\tVuodesta 2026 alkaen kaikkiin ty\u00f6ik\u00e4isiin sovelletaan 700 euron kuukausituloverotonta tuloa, veroluokka poistuu ja tulovero pysyy 221,3 biljoonassa eurossa.\t\t\t\t\t<\/p>\n\t\t\t\t\t                    \n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Milloin kannattaa harkita talousjohtajan (CFO) palkkaamista ja miksi palvelun hankkiminen on j\u00e4rkev\u00e4mpi valinta kuin kokop\u00e4iv\u00e4isen ty\u00f6ntekij\u00e4n palkkaaminen?<\/p>","protected":false},"author":17,"featured_media":13938,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[80],"tags":[83],"class_list":["post-14147","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finantsjuhi-teenus","tag-finantsjuhi-teenus"],"_links":{"self":[{"href":"https:\/\/grow.ee\/fi\/wp-json\/wp\/v2\/posts\/14147","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/grow.ee\/fi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/grow.ee\/fi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/grow.ee\/fi\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/grow.ee\/fi\/wp-json\/wp\/v2\/comments?post=14147"}],"version-history":[{"count":9,"href":"https:\/\/grow.ee\/fi\/wp-json\/wp\/v2\/posts\/14147\/revisions"}],"predecessor-version":[{"id":14276,"href":"https:\/\/grow.ee\/fi\/wp-json\/wp\/v2\/posts\/14147\/revisions\/14276"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/grow.ee\/fi\/wp-json\/wp\/v2\/media\/13938"}],"wp:attachment":[{"href":"https:\/\/grow.ee\/fi\/wp-json\/wp\/v2\/media?parent=14147"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/grow.ee\/fi\/wp-json\/wp\/v2\/categories?post=14147"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/grow.ee\/fi\/wp-json\/wp\/v2\/tags?post=14147"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}